After the massive scandal which prompted EU decision regarding AML Supervision, the Estonian Branch of Danske Bank pays the price of non-compliance.
Large institutions pay fines, individuals see their career over and in certain cases prison sentences are enforced upon them.
Small branches and small independent institutions pay the heaviest price with dead sentences which closes branches and liquidate companies, sending all those who somehow were into the scheme (even without) knowing, to unemployment with no or very little chance to find a job.
Now, the Estonian branch of Danske Closes as is that was an answer to the problem.
Source
https://www.riskscreen.com/kyc360/news/estonian-bank-enters-liquidation-over-money-laundering-case/